On August 3rd I received $915 from Social Security Disability. This was my money for the month. I was excited about the buy nothing month because I've been overspending since...well, practically forever. My checking account stood at $914.38.
I paid rent and utilities -- $500. I made payments on two personal loans, totaling $300. I made a minimum payment on a department store credit card, put a minimum amount on my medical bills, and put $20 on my bus pass. The automatic withdrawals started coming in: $12 something for Amazon Prime, $1 for my symbolic Patreon support to Erica Barnes, and -- wait I still had to come up with co-pay for a medical appointment. So how much would I save this month? I'd come out of the month owing Kaiser Permanente another $11. Something had to give. I canceled Amazon Prime. I'd be able to save a dollar. Score! But apparently I had also subscribed to extra cloud space on google (.99) and I'm not sure what through iTunes (2.99 came out yesterday). And then last night--grr--I was looking up information on somebody's book and trying to preview it and accidentally hit the "buy" button on my phone because--big thumbs and a wavy brain. That money will be returned--I figured out how to cancel the purchase, but there is a purchase on my account right now. Which means I have a smudge on my record and I won't have done the month perfectly. If I do this again next month, there may be some savings. My loan paybacks won't be as large. I've sold some clothes at a consignment store. But obviously nothing would make me feel better about this demoralizing math except for one thing: almost burning down the house. I'll write about that tomorrow.
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ArchivesAuthorVirginia Lore enjoys living life as an experiment and frequently steps out of her comfort zone -- when she's not hiding out in her room with the covers over her head that is. You may email her: [email protected] |